Account Aggregator / FIU / TSP
Consent-bound deposit, transaction, and recurring-debit evidence through an approved Indian Account Aggregator path. Production status requires a contracted role model, purpose codes, consent artefacts, data minimization, revocation, and audit evidence.
Bank, issuer, network, PSP
Read-only UPI AutoPay, card e-mandate, standing-instruction, and pre-debit status. Vognary does not request PINs, CVVs, bank passwords, or screen-scraping access.
SaaS, cloud, and billing provider
Official OAuth, scoped API keys, IAM roles, or signed webhooks for subscription, invoice, renewal, usage, domain, and cost evidence. Credentials are encrypted and disconnected accounts stop future sync.